[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hajdo.sk\/co-je-to-elektronicke-bankovnictvo\/#Article","mainEntityOfPage":"https:\/\/www.hajdo.sk\/co-je-to-elektronicke-bankovnictvo\/","headline":"\u010co je to elektronick\u00e9 bankovn\u00edctvo?","name":"\u010co je to elektronick\u00e9 bankovn\u00edctvo?","description":"Rozvoj nov\u00fdch elektronick\u00fdch technol\u00f3gi\u00ed sa za\u010dal vyu\u017e\u00edva\u0165 u\u017e aj v\u00a0oblasti bankovn\u00edctva. Banky za\u010dali pon\u00faka\u0165 r\u00f4zne nov\u00e9 produkty klientom, ktor\u00e9 u\u017e boli elektronick\u00e9. Bol to ve\u013emi efekt\u00edvny sp\u00f4sob komunik\u00e1cie, preto\u017ee v\u010faka elektronick\u00fdm slu\u017eb\u00e1m vedel klient komunikova\u0165<a class=\"read-more\" href=\"https:\/\/www.hajdo.sk\/co-je-to-elektronicke-bankovnictvo\/\">Continue reading<\/a>","datePublished":"2025-02-25","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.hajdo.sk\/author\/#Person","name":"","url":"https:\/\/www.hajdo.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87007d43bbcef3c87926bba9082d96a1a8da6f7ae55b1546f5f58a5e10d8ed12?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hajdo.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hajdo.sk\/wp-content\/uploads\/img_a288299_w16528_t1527699935.png","url":"https:\/\/www.hajdo.sk\/wp-content\/uploads\/img_a288299_w16528_t1527699935.png","height":0,"width":0},"url":"https:\/\/www.hajdo.sk\/co-je-to-elektronicke-bankovnictvo\/","about":["Peniaze"],"wordCount":421,"articleBody":"Rozvoj nov\u00fdch elektronick\u00fdch technol\u00f3gi\u00ed sa za\u010dal vyu\u017e\u00edva\u0165 u\u017e aj v\u00a0oblasti bankovn\u00edctva. Banky za\u010dali pon\u00faka\u0165 r\u00f4zne nov\u00e9 produkty klientom, ktor\u00e9 u\u017e boli elektronick\u00e9. Bol to ve\u013emi efekt\u00edvny sp\u00f4sob komunik\u00e1cie, preto\u017ee v\u010faka elektronick\u00fdm slu\u017eb\u00e1m vedel klient komunikova\u0165 s\u00a0bankou aj bez toho, aby ju musel re\u00e1lne nav\u0161t\u00edvi\u0165. V\u00fdhodou elektronick\u00e9ho bankovn\u00edctva je aj to, \u017ee m\u00e1me svoje financie 24 hod\u00edn st\u00e1le pri sebe a\u00a0umo\u017e\u0148uje n\u00e1m r\u00fdchli pr\u00edstup k\u00a0na\u0161\u00edm financi\u00e1m. V\u010faka elektronick\u00e9mu bankovn\u00edctvu m\u00e1me svoje financie neust\u00e1le pod kontrolou a\u00a0ochranou.Pozn\u00e1me nieko\u013eko druhov elektronick\u00e9ho bankovn\u00edctva:1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Najzn\u00e1mej\u0161\u00edm je internet bankingKlient sa dok\u00e1\u017ee s\u00a0bankou spoji\u0165 pomocou ak\u00e9hoko\u013evek po\u010d\u00edta\u010da, notebooku alebo smartfonu, samozrejme mus\u00ed ma\u0165 pr\u00edstup na internet. T\u00e1to slu\u017eba je bezplatn\u00e1 a\u00a0v\u00e4\u010d\u0161inou sa pon\u00faka ako slu\u017eba k\u00a0dan\u00e9mu \u00fa\u010dtu v\u00a0danej banke. Svoje financie m\u00e1te neust\u00e1le pod kontrolou, viete si zad\u00e1va\u0165 trval\u00e9 pr\u00edkazy, platby inkaso at\u010f&#8230; V\u0161etky \u00fakony na \u00fa\u010dte sa vykon\u00e1vaj\u00fa s\u00a0autoriza\u010dn\u00fdm k\u013e\u00fa\u010dom, aby to bolo \u010do najbezpe\u010dnej\u0161ie a\u00a0aby sa niekto \u010fal\u0161\u00ed do v\u00e1\u0161ho \u00fa\u010dtu nedostal. Na zabezpe\u010denie (okrem hesla a\u00a0prihlasovacieho mena) sa pou\u017e\u00edva GRID karta, SMS notifik\u00e1cia alebo elektronick\u00fd osobn\u00fd k\u013e\u00fa\u010d EOK.\u00a02.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 SMS bankingProstredn\u00edctvom tejto slu\u017eby m\u00f4\u017ee klient prij\u00edma\u0165 inform\u00e1cie o\u00a0stave jeho \u00fa\u010dtu alebo sledova\u0165 zmeny. Prostredn\u00edctvom tejto slu\u017eby sa v\u0161ak plati\u0165 ned\u00e1. Dan\u00e1 banka po\u0161le svojmu klientovi na smartfon kr\u00e1tku SMS spr\u00e1vu.\u00a03.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Home bankingT\u00e1to slu\u017eba sa vyu\u017e\u00edva najm\u00e4 pri firm\u00e1ch, kedy s\u00fa klienti priamo spojen\u00fd s\u00a0bankou. Osobn\u00fd po\u010d\u00edta\u010d je priamo napojen\u00fd na informa\u010dn\u00fd syst\u00e9m banky. Umo\u017e\u0148uje mo\u017enos\u0165 priameho prepojenia s\u00a0\u00fa\u010dtovn\u00fdm syst\u00e9mom klienta. V\u00a0po\u010d\u00edta\u010di mus\u00ed by\u0165 nain\u0161talovan\u00fd \u0161peci\u00e1lny softv\u00e9r, bez neho to nep\u00f4jde. Bezpe\u010dnos\u0165 sa zabezpe\u010duje \u0161ifrovan\u00edm spr\u00e1v, heslom a elektronick\u00fdm podpisom.\u00a04.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Telebanking, telef\u00f3n banking alebo phonebankingNa spojenie banky s\u00a0klientom sa vyu\u017e\u00edva klasick\u00e1 telef\u00f3nna linka. Klient m\u00f4\u017ee komunikova\u0165 s\u00a0oper\u00e1torom banky alebo je spojen\u00fd s\u00a0informa\u010dn\u00fdm syst\u00e9mom banky. Oper\u00e1tor klientovi vrav\u00ed jednotliv\u00e9 kroky a\u00a0na vybratie slu\u017eby pou\u017e\u00edva \u010d\u00edsla na smartfone.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010co je to elektronick\u00e9 bankovn\u00edctvo?","item":"https:\/\/www.hajdo.sk\/co-je-to-elektronicke-bankovnictvo\/#breadcrumbitem"}]}]